Our Process
HOW IT WORKS
This is how we move you from overpaying on your taxes to funding your life goals with tax dollars:
Step 1: Establish the Baseline.
The first step is to establish a baseline of your current tax profile where you are overpaying taxes to the government. Your tax profile is based on your most recently filed tax return. You upload your tax return through our secure website. The personal identity data is automatically redacted so your full SSN and street address are automatically redacted.
Your tax data is then populated to the Tax Profile section of your very own Tax Dashboard. You most likely previously received a lengthy PDF with your tax return from your accountant or (gasp!) TurboTax.
Did you ever read the full document or at least know your year to year tax rate? I’m guessing you did not
With the TaxDashboard, you will be able to see all your basic data in a visual format with easy to understand charts.
Step 2: Establish Your TaxZero Number
From your prior year return, we project a TaxZero number. This is the total tax you paid in a prior year and we aim to reduce this to zero. If your current year's situation is different, we can override the default TaxZero number.
Step 3: Current Year To Date Tracker
You provide your YTD payslip or business profit/loss and we compute where you are in your annual tax obligations and ensure you are on track to pay what you may owe. This is important as the first plan of attack is to avoid tax penalties for under withholding or non payment of quarterly estimated tax payments. This occurs way too frequently with those who have equity compensation.
Step 4: LifeStyle Goals Analysis
Next we begin the tax planning with a conversation about what you wish to build.
Through a series of questions and ranked responses, we help you clarify and refine your top goals.
Starting a business?
Maximising retirement?
Building generational wealth? Funding a nonprofit?
Buying real estate?
Once your responses are analyzed, your top goals are aligned with one of our proven tax strategies, timelines, dollar amounts, and what success looks like.
This becomes your North Star.
Step 5: Tax Analysis
Now we look at your income, equity compensation, retirement accounts, tax history, and existing strategies. We're looking for three things:
- Where you're overpaying
- Which incentives align with your goals
- The gap between what you're doing and what's possible
Step 6: Custom Strategy Blueprint
We build your Goals-Synced Tax Strategy which is a complete roadmap showing:
- Recommend tax strategy and why
- Projected savings
- Exactly how those savings flow toward your specific goals
- Implementation timeline and next actions
- ROI calculations so you see the full impact of the strategies
You see the full picture before committing to anything.
Step 7: Expert Panel Review
Your strategy can be reviewed by an advisor from our panel of CPAs, CFPs, and tax attorneys. They validate the numbers, pressure-test the approach, and answer your questions.
No sales pitch. Just expertise.
Step 8: Implementation & Tracking (Ongoing)
Once you approve the plan, we work with you on implementation: setting up entities, adjusting withholdings, timing equity exercises, whatever your strategy requires.
Then the magic happens: Our proprietary LifeStyle Goals Tracker syncs with your tax strategies in real-time. You watch your business fund grow. Your retirement timeline accelerates. Your foundation launch.
You see exactly where your diverted tax dollars go. Quarterly updates. Annual reviews. Continuous optimization.
The Result:
Most high earners have a tax bill and separate, underfunded goals.
Club members have a synchronized system where taxes become goal funding.
That's the process.